Investment Property Financing Made Simple
Get approved based on your property's income potential. No tax returns required. Fast closings and competitive rates for real estate investors.
Why Choose DSCR Loans?
Simple, fast, and efficient investment property financing solutions designed for real estate investors.
DSCR Calculator
Calculate your Debt Service Coverage Ratio instantly to determine loan eligibility.
No Tax Returns
Qualify based on property income potential, not personal income.
Fast Closings
Streamlined process for quick approvals and closings.
Competitive Rates
Access market-leading rates for investment property financing.
Frequently Asked Questions
Get answers to common questions about DSCR loans
What is a DSCR loan?
A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property, qualifying based on rental income rather than personal income.
What types of properties can be financed?
DSCR loans can finance 1-4 unit properties, condos, townhomes, multifamily properties up to 100 units, and commercial properties.
How long does it take to close?
Our DSCR loans typically close in as little as 10 business days, significantly faster than traditional loans.
Do you require tax returns?
No, DSCR loans do not require tax returns or personal income verification as they are based on the property's cash flow.
What is the maximum LTV ratio?
DSCR loans typically offer up to 80% LTV, depending on the property type and location.
Can I use DSCR loans for short-term rentals?
Yes, DSCR loans can be used for both short-term and long-term rental properties.
Ready to get started?
Take the first step towards your investment property financing. Our team of experts is ready to help you succeed.
- Quick Approvals
- Get pre-approved in as little as 24 hours with our streamlined process.
- Close in 21 Days
- Fast and efficient closing process to help you secure your investment property.